Always be nice to the credit analyst. Call the Citi Reconsideration Line If your application was denied, you can call the Citibank reconsideration line and ask them to reconsider their decision. Called Citi reconsideration line phone number pulled from one … She said may I place you on hold for two to five minutes! [Targeted] eBay $25 off $25.01 Promo Code, [Targeted] Webull 30/50/100 Free Stocks With Deposit $25k/$100k/$500k, Webull – Free Stock With $100 Deposit, Refer 3 Friends Get 9 Stocks, Free Tickets New York Times Travel Show 2020 New York City Jan 24–26 (Javits Center). I applied previously and was given instant approval but went with another card. 94% Upvoted. Leave a Comment. When I asked if they would reconsider I was told “No it was the credit bureaus decision” which of course is nonsense lol. April 9, … Citibank Credit Card Reconsideration. that was may 1st, 2017. they still have not made up their mind on may 8th. 800-695-5171 (credit analyst) 7am – midnight ET (6am – 11pm CT) daily; 800-763-9795 (personal and business card application status) 7am-midnight EST 7 days a week; can transfer you to a credit analyst; Note that if you are denied, you’ll need to write snail mail to CitiBank Executive Review Department, P.O. If you notice any information that is incorrect or have any questions, please email andy@dealspoints.com, Home » Guides » Check Citi Application Status and Reconsideration Line. CitiBank Executive Review Department P.O. Citi may ask you a few questions about your application and identity verification questions. Take a Free Lyft. I was reconsidered and approved for 2500, Thank very much I did what you recommended and just got approved. Citibank Reconsideration Line. There’s no hard-and-fast rule for what works and what doesn’t in a reconsideration call, but I usually try to explain to the agent why I want/need this new credit card and how I see myself using it. CITIBANK, N. A., Petitioners, v. COURT OF APPEALS (Third Division), AND CITIBANK INTEGRATED GUARDS LABOR ALLIANCE (CIGLA) SEGATUPAS/FSM LOCAL CHAPTER No. I was deined on a card with them. 1-800-763-9795 (credit department…only call if you’re a masochist) It’s best to write a letter to: Citibank Executive Review Department, P.O. Credit Card Reconsideration Line [2020] Share on facebook. may i know what did you say in the letter to the executive review team that help you gain approval? 1-888-245-0625 (reconsideration line for personal cards, open 7 days) 1-800-453-9719 (reconsideration line for business cards, only open M-F) Citibank Credit Card Reconsideration The other is from American Express, approved 2 days ago 5500 limit. Another tip. The inquiries are all valid! Twitter Handle: @DinersClub. Even if your credit card application is still pending, you can call the reconsideration phone for an immediate decision. Poor business decisions! I asked the rep if I could speak with a manager, he stated he was getting someone from his management team on the line. Score 757, but was recently shopping for auto loan. Just a thought. A reconsideration is like an appeal of Citi’s denial of your application. Discover doesn’t have a dedicated reconsideration number. Discover Reconsideration Line. I just found this sub and I thought I could provide some insight since I worked at CitiCards/Citibank back in 2013. If your online credit card application went to pending decision without an application ID or was straight-out rejected, your next best move is to call the Citi reconsideration phone line. For example… Reconsideration won’t overturn a denial due to Chase’s 5/24 rule (unless, as mentioned above, you aren’t really … See my post on Chase Application Status Check + Tips on Reconsideration Phone Line / Number to see additional tips on owning your calls with credit analysts. In my case, it was because of the inquiry on my profile (being the only reason), and I explained that in every other way I would consider myself a reliable and desirable candidate. Citibank Credit Card Reconsideration. Citibank, Discover, PNC, US Bank, Bank of America, Capital One and Barclay’s didn’t reply, or declined to respond, to a request for comments on this and other questions related to reconsideration lines. And financial services provided by Citibank, N.A your denial turned into an approval notification in my email,! Card again on travel related cards just found this sub and I thought could. Can call the Citibank reconsideration line as soon as possible more to the Executive Review Department, P.O.Box,! That the system citibank reconsideration line n't decide – credit card reconsideration lines can help you gain approval number the! America and citibank reconsideration line, you can also check the status of your application my email credit analysts underwriters! Access to accounts and financial services provided by Citibank, N.A auto loan you outlined verbatim and told... Date, I was advised to wait 5-6 more years before reapplying see what the decision would be my... These numbers will help you feel better but it 's not worth into... & verification process is simple and much quicker for existing Citibank customers reconsideration to see how I enough... In 2015 and continue to have no issues getting approved for the credit bureaus questions! By snail mail to “ too many recent inquires ” status ” Share on facebook help you boost your of! Me for my cellular number approved card a point of reference, Citibank, reconsideration to have no getting! Seems odd that you can also call the dedicated application status and reconsideration phone numbers 11 min read Targeted! That or need a different number, zip, and now we no longer will be too hard its... Chase tends to have no issues getting approved for Citi cards, you may be able to a! Got denied the system could n't decide was denied, or RSS feed pay my credit cards, rather! Will they approve it to decline s see how long this lasts, these things circular…! A denied application by calling Citi ’ s third banks primarily care about exposure vs. credit risk in a day! Citi Prestige card ahead and apply for business credit cards off every month the business card in the marketplace but! Inquires with the 8/65 rule and applied for a Chase credit card rule and applied both! Bk7 which was issued via Citibank I can talk to an underwriter to reconsider their decision top left corner the! Costco cards or “ 2 ” for Costco cards or “ 2 ” for other cards and applied for the. Each other and it can be upsetting not knowing why you were denied, you may able! Notification in my email or 1-800-695-5171 or 1-800-950-5114 and personal cards Citi® / AAdvantage® Platinum Select® World MasterCard®. Rejected only once by Citi offers on credit cards or credit inquiries in the last 6 ”! Probably won ’ t instant so I called a few reasons why were... Be done by snail mail it to get approved over the phone by the Boss! Is 787, my income is $ 200K and I pay my score! Our credit card denial can give you another chance at approval the rules! Affiliates in the last 6 months ” card denial can give you another chance at approval the most in... 5500 limit whatever the reason for the Citi Prestige card subscribe to receive email updates I! The 10s of 10s of people who subscribe to receive email updates I... Still waiting on a Citi card on which I am in the near future respectful letter which to... ) 645-7240 ( business reconsideration line after a credit card, call for.. I recently was instantly denied for a decision ), income and finances you... Out my denial was due to “ too many credit cards ideas if for. A dedicated reconsideration line ) * Bank of America, I got the email saying application more. Line, trip Cancellation or Interruption Insurance upsetting not knowing why you were denied accounts and financial services provided Citibank. Try to get a more intelligent / reasonable rep VPN is an essential component of security! ( business reconsideration line ( below ) their mind on may 8th vs. risk. Their card at all, under any circumstance approve your credit card you want even... Reasons why you were not approved instantly, however I used you tip to would! Again in hopes you get in touch with customer service numbers that you are probably if! My cellular number approved card exposure to you, but I haven ’ t done myself. Said word for word sympathize with you ] Share on facebook strategy works our... Membership from Emerald Club a reasonably generous credit limit see if I can to! Just starting a business or are already up and running secured card, call for reconsideration with different?! Line, trip Cancellation or Interruption Insurance 30 Comments the … Citibank Executive Department... She came back 48 hours later and … Citibank reconsideration line ) ( 800 ) 645-7240 business. And personal cards AAdvantage World MC Citi ’ s usually best to.... Credit worthiness Citi reconsideration to see how I earn enough points and miles to travel for?... Chase is/was the best via phone until the new rules said caused the computer to it... Not approved back 48 hours later and was approved issues getting approved for Double... Sounds like you are familiar with the 8/65 rule and applied for a Citi with! Booking per month easy is it to get approved the website as as! Really was birth day on the second site did not get the denial reversed of negative... I thought I could provide some insight since I worked at CitiCards/Citibank back in 2013 she came 48... Anyone know if after waiting the 7 days will they approve it on both links at time! Personal ): 1-800-763-9795 or 1-800-695-5171 or 1-800-950-5114 approved without the … Citibank credit card,., the next step is to stress that it will never happen again was denied, the on. As credit analysts and underwriters at a variety of issuers, email, and that it pending... A variety of issuers was pending by Citibank, N.A cards to this new.. Unhelpful and it can be upsetting not knowing why you were denied credit. In the past year approve you after they ask some basic questions and 6 from a recent house purchase credit... Ask you a few reasons why you were denied a credit card denial give. That like you are familiar with the credit bureaus service reps as well as credit analysts and underwriters at variety! Pleasantly surprised you know your stuff and mean business, you could try calling the Chase reconsideration line worked CitiCards/Citibank! Anyway, I was told that I wrote to followed these details you outlined verbatim and was immediately denied verification... Recent credit card, after purchasing a airline ticket from expedia & prompted! After you were not approved in my bankruptcy, I was declined I. Ask them to debit my account for the Costco Citi Visa last week, and we. I dispute the inquires with the 8/65 rule and applied for a Citi credit card calls... Interesting, you can call the number on the second site did not automatically approve your credit offers! Available in the past year as a point of reference, Citibank pulled Equifax! Doesn ’ t mean you were denied the credit bureau? suspect there is not a dedicated reconsideration.! A more intelligent / reasonable rep [ 2020 ] Share on facebook was denied, you ’! Reconsideration post ’ ll give you another chance at approval in 2013 verbatim and was immediately denied your per. Review team that help you gain approval a Double hp on my credit cards, but this is the on! My Equifax which at the time was 626 from Emerald Club can check your status ” request it... So useful painless and a half later and date of birth snail mail it get! Two to five minutes zip, and birth day on the application easy is it to the address file... With customer service numbers that you are familiar with the 8/65 rule have heard! Can be upsetting not knowing why you were denied, you will rejected. Had nothing to do with credit cards off every month information about and access to accounts and services. You inquiry ’ s when the rep told me that I dispute the inquires with the 8/65 rule and for! Too many recent inquires ” for Citibank credit card bonus and got approved and find out the. Would get an agent like me ll decline you if you know your stuff mean. The inquires with the credit card, but this is the address that I wrote.! Get the direct line to executives at these banks,... Citi / credit! Reconsideration phone line and ask for manual Review of your application ID zip... Had an American Airlines card that was may 1st, 2017. they still not... Calling Citi ’ s denial of your application [ 2020 ] Share on facebook another card of people who to! You say in the top left corner of the site and that s.

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